AMI PROJECT • AFGHANISTAN
Grocery Store Project:
Tayebullah Momand
Tayebullah Momand's Vision
From unskilled labourer to stable entrepreneur
Tayebullah Momand, 30 years old, lives with his wife, their 3-year-old daughter, 2-year-old son, and his father, Ali Akbar. After graduating from university, he was unable to secure stable employment and worked as an unskilled labourer wherever work was available.
Two years ago, he started a grocery store, which is now his family's only source of income. Earning an average of 300 AFN per day, he struggles to cover household expenses and the monthly rent of 5,000 AFN. His goal is to expand his shop, improve his family's financial stability, and provide better food security and living conditions for his children and family.
The Challenge
Limited stock stopped growth
The main challenge Tayebullah faced was limited inventory. With limited working capital, he was only able to stock a small selection of grocery items, preventing him from meeting customer demand and maximizing sales despite operating his shop for two years.
This shortage of stock restricted the business's ability to grow, limiting both revenue and profit. As the grocery store is Tayebullah's family's only source of income, the lack of inventory made it difficult to cover essential household expenses, including monthly rent and the daily needs of his wife, two young children, and father.
Expanding his inventory would allow the business to attract more customers, increase sales, and provide greater financial stability for his family.
The Impact
Expertise increased business viability
Tayebullah has been running his store for 2 years now, but has had trouble with growth due to financial pressure and limited inventory. A riba-free loan has granted him the ability to expand inventory and sustain increased profits, leading to maintaining sufficient stock to continue selling.
The 20,000 AFN loan will help him keep products consistently available, serve more customers, diversify his product range, and strengthen the grocery store as a reliable source of income for his family.