AMI PROJECT • AFGHANISTAN

Grocery Store Expansion:
Abdul Haq

Purpose of Loan
01
Product Portfolio Expansion Expand product diversity to serve more customer needs
02
Improve Sales Improve profitability so inventory can rely on grocery store sales
03
Support Family Needs Supporting children's education and wife's health conditions

Vision

Expanding Product Diversity for a Scaling Store

Abdul Haq is originally from Paktia Province and currently resides in Zone 8 of Jalalabad City with his family. He is the sole income earner supporting a household of nine. Previously, Abdul Haq worked for the former government. Following the political transition, he lost his employment and remained unemployed for several years. Approximately six months ago, a community member assisted him by establishing a small grocery shop, which currently serves as the family's primary source of income.

The grocery shop generates average daily sales of approximately 3,000 AFN, with an estimated daily profit of 250 AFN. While the business demonstrates stable activity, current earnings are insufficient to meet the family's essential expenses. Abdul Haq is requesting a microloan to purchase a wider variety of products and increase inventory levels, believing this will improve sales volume and profitability to better support his family's needs.

The Challenge

Constrained by Limited Product Options

Limited Inventory: Abdul Haq operates a small grocery shop that serves as his family's primary source of income. Despite maintaining a steady business, his limited inventory restricts sales opportunities and prevents him from reaching the shop's full potential.

Financial Pressure: As the sole breadwinner of his household, Abdul Haq struggles to balance essential living expenses with his children's education and his wife's ongoing medical needs. His modest earnings leave little room for savings or business reinvestment.

Growth Constraints: Without additional capital, Abdul Haq cannot expand his product selection or increase inventory levels to meet customer demand. This limits his ability to grow the business and build a more stable income for his family.

The Impact

Building Stability Through Opportunity

With an interest-free loan, Abdul Haq can expand his grocery shop's inventory and offer a wider variety of products, creating opportunities to attract more customers, increase sales, and improve profitability.

A stronger and more reliable income would help Abdul Haq better support his family, cover his wife's ongoing medical expenses, and ensure his children — particularly his daughters — can continue their education without financial uncertainty.

Having rebuilt his livelihood after years of unemployment, Abdul Haq is determined to create a sustainable future for his family. This loan offers an opportunity to strengthen his business, regain financial stability, and build a more secure and dignified life for those who depend on him.

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